Understanding the benefits and cost of our Financial Products

Understanding the benefits and cost of our Business Loans Where does working capital come from?   Working capital is calculated by subtracting current liabilities from current assets. It is essentially the lifeblood of any business, without it businesses will sink.   What are the benefits of a working capital loan?   Cash flow is king…

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What Business Owners Need To Know About Term Loans

What Business Owners Need To Know About Term Loans

Are you a business owner or are you considering starting your own business? At one time or another, more often than not, business owners need loans. While there are numerous types of funding available, one method is through term loans. Here, we’ll take a look at term loans, what they are, types of term loans,…

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Top 12 Options For Funding Your Small Business

Top 12 Options For Funding Your Small Business

Do you own a small business? Could you use a little cash now and then to cover payroll, day-to-day operational expenses, expansion, marketing, inventory, and more? We all need help here and there. But what can you do? From hiring staff and buying goods to renting production or office space, you need money to run…

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The 3 Different Types Of Term Loans For Your Business

The 3 Different Types Of Term Loans For Your Business

Whether the head of a company is a small business owner, midsize business owner, or big business owner, it’s very likely they all have one thing in common – at one time or another they have probably needed a loan. Many entrepreneurs acquire a startup loan to begin the process of creating a business. During…

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Should You Get A Bank Loan Or Merchant Cash Advance?

Should You Get A Bank Loan Or Merchant Cash Advance?

Are you a business owner? Are you considering starting a business? Regardless, numerous industries are served by loans of varying types. One loan or funding technique may be better for one company than another. A lot depends on the type of business in question, whether it is a new or established business, whether or not…

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Short-Term Vs. Long-Term Loans: Know The Difference

Short-Term Vs. Long-Term Loans: Know The Difference

There are any number of industries served by loans. New business owners may need to borrow money to start their company. Established businesses may need money to cover costs. At times, it can be difficult to determine which version of a loan is best. They can be tricky. Let’s consider the basics: In order to…

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Merchant Cash Advance Vs. Working Capital Loan

Merchant Cash Advance Vs. Working Capital Loan

Even the smartest small business owners may sometimes have difficulty covering operational expenses because their money is simply tied up. With a working capital loan or merchant cash advance, small businesses are able to tide themselves over. Directly into the business owner’s bank account, these financing options deliver liquid capital. One of these financing types…

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Distinguishing Fixed And Working Capital

Distinguishing Fixed And Working Capital

It’s very important to have sufficient capital when you own a small business. But if you plan on truly being successful, it’s equally important to have both fixed and working capital. What else is important? Knowing the difference between them. That way, with maximum efficiency, you’ll be able to better operate your business. For more…

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5 Reasons To Get Funding For Your Small Business

5 Reasons To Get Funding For Your Small Business

Why do some businesses apply for small business funding? Reasons can include the following: To reduce monthly costs, refinance existing loans To hire more staff To purchase machinery Loans and business grants for working capital A recent study showed that in the last three years, nearly 45% of small businesses sought some type of funding…

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