Small Business Working Capital: Roofing Contractor Loans


The roof is the basic component of any building; be it residential or commercial. There is always a demand for constructing new roofs and repairing old ones. That is why roofing businesses can be found anywhere. In this article, we will take a cursory look at the roofing business and the financing and working capital requirements associated with it. So, let’s get started.

Who is a roofing contractor?

A roofing contractor is a person who installs a new roof over your building. Besides installing a new roof, a roofing contractor can also replace the old one or repair or maintain the existing one. If you want to start your own roofing company you need to obtain some licenses, that include both the local as well as the state licenses. Then you will have to hire some labor and technical men who know about it and some tools and equipment needed to install or repair roofs.

Besides repairing and installing roofs, you can also start manufacturing them. This can attract more customers to you. Although, this would require more investment from your side. So, we can say that the roofing business can be both a manufacturing and service-oriented business.

Working capital needs of a roofing business:

Before we highlight the working capital requirements of a roofing business, let us understand what is meant by working capital. Working capital is the difference between the assets and account payables of your business. It defines the solvency of your business and you can easily get to know the financial health of your business after arriving at the figure of working capital.

Whether you are starting a new roofing business or running an existing one, you will need to keep your working capital positive. This means that your assets should be more than your current liabilities and not the other way round. The roofing business can experience times of slackness like for example, the winter season or something to that effect. During this time, it gets all the more important to maintain a healthy working capital otherwise, it can lead to even shutdown.

How to maintain the working capital for a roofing business:

If your sales are going strong and your cash register is ringing then you do not need to worry about your working capital. If on the other hand, you are facing low sales and a liquidity crisis is on the horizon then you better start planning to raise your working capital.

You can turn to banks, investors, friends, or other formal and informal sources of financing to shore up your working capital. However, none of these sources will prove very helpful. They come with their limitations, problems, and demands. As a small business owner, you might not be able to meet their conditions for your financing requirements. What you need is a reliable and trustworthy business partner who can disburse your small business loans at low interest and soft conditions. This is where VIP Capital Funding comes in for your rescue.

What is VIP Capital Funding?

VIP Capital Funding is a fin-tech organization that specializes in disbursing small business loans. The firm has made a name for itself in this domain and literally, hundreds of industries are benefitting from their small business loans. Their focus on small businesses enables them to advance small loans at attractive terms and conditions.

You can get these loans for not only establishing a new business but also upgrading an existing one. You can easily get a loan from them to augment your working capital and solve your business’s liquidity problems.

How does it work?

Getting a loan from VIP Capital Funding is very easy compared to regular commercial banks. The organization treats its customers with its peculiar brand of personalized service. They will listen to your financial needs and suggest a loan program that best suits your requirements. Your loan application will get approval at a lightning-fast speed as their approval rate is almost 100%. You will get your desired amount in 3-4 working days. There are no heavy collaterals required, no cumbersome documentation, and no hidden costs in the entire process. Everything is processed transparently with the customer taken in the loop.

Contact VIP Capital Funding:

VIP Capital Funding is your best source for obtaining small business loans. You can log in to their website at and drop them a line there. Their contact info is;

You can also contact its owner and Executive Managing Partner, Mr. Joshua Triplett at his email: or call him at 919-521-8459.


We hope you will consider VIP Capital Funding as your financing partner, the next time you want to get a business loan. You will be amazed at the quality of their service and level of commitment.