VIP Capital Funding – Business Loans, MCA Debt Relief & Same-Day Working Capital

WE FUND WHAT YOU’RE BULDING

Need Funding Fast? Get Approved in
24 Hours

VIP Capital Funding is a BBB A+ rated Fintech lender providing fast, reliable working-capital funding and small-business loans across the United States. Our mission is to help business owners access flexible business-funding programs from $25,000 to $15,000,000– often approved in hours and funded within 24 hours. No collateral. No credit impact. Just results.

How Much Do You Need?

ABOUT

Smart Business Funding from $25K to $15MM — Fast, Flexible, and Built for Growth

At VIP Capital Funding, we provide nationwide working capital funding and business loan programs tailored to help small and midsize companies grow without limits. From $25,000 to $15,000,000, our financing solutions are structured for speed, flexibility, and long-term ROI — with same-day approvals, no collateral, and zero credit impact.

Whether you need to refinance a merchant cash advance, reduce daily payments, or secure extra capital to scale operations, our MCA debt relief and working capital specialists design every program around your goals. We combine transparency, early payoff discounts, and personalized support to help your business expand with confidence.

We don’t just fund your business — we build your momentum.

OUR ACCREDITATION

Want to E-Sign or Talk It Through? Let’s Get Started.

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MCA Debt Relief | MCA Debt Consolidation

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WHAT WE DO

How It Works — Fast, Simple, and Designed Around Your Business

Getting funded shouldn’t feel complicated. At VIP Capital Funding, we’ve streamlined the process to make securing working capital or MCA debt relief quick, transparent, and stress-free. Our approach puts your time and growth first — with approvals in hours and funding in as little as 24 hours.

Step 1: Apply Online (Takes 60 Seconds)

Tell us about your business — how long you’ve been operating, your average revenue, and how much capital you’re seeking. There’s no credit impact and no obligation to proceed.

Step 2: Review Your Funding Options

Within hours, one of our specialists reviews your file and presents personalized programs — whether that’s working capital, MCA consolidation, or refinance options to lower daily payments.

Step 3: Receive Funding in 24 Hours

Once approved, funds are deposited directly into your business account — ready to help you expand, hire, restock, or stabilize cash flow. Same-day transfers available for qualified clients.

When banks say NO, we say YES — 95% approval across 700+ industries
Easy application with Instant processing and tailored consultations from Experienced Financial Officers with 5-30 years of experience
We fund based on cash flow, not credit scores or collateral
Use your capital for real business needs: payroll, marketing, inventory, or renovations
Interest Rate is tax deductible along with no pre-payment penalty

95%

Approval and Success Rates

50%

Prepay Discounts

MISSION AND VISION

Empowering Businesses Nationwide with Smart, Reliable Working Capital Solutions

At VIP Capital Funding, our mission is to empower small and midsize businesses with 90%-95% approval ratios for flexible working capital, MCA debt relief, and growth-focused financing programs designed for real-world results. We believe every business deserves a funding partner that moves as fast as they do — with same-day approvals, transparent terms, and zero collateral required.

Backed by a BBB A+ Rating and trusted by over 10,000 business owners nationwide, our team combines experience, technology, and heart. Whether you’re expanding, refinancing, or recovering from high daily payments, we’re here to deliver financial solutions that adapt to your goals — not the other way around.

We don’t just fund growth — we help you sustain it.

At VIP Capital Funding, our mission is to empower small and midsize businesses through flexible working-capital and MCA relief programs that drive measurable growth. We’re more than a lender — we’re a funding partner trusted by over 10,000 businesses nationwide. Our team delivers transparent guidance, rapid approvals, and dedicated support so you can focus on running and expanding your business with confidence.

We combine speed, expertise, and trust to help your business thrive. With a BBB A+ Rating, funding from $25,000 to $15 million, and an approval rate of over 95%, our goal is to make access to capital fast, simple, and stress-free. Whether you’re refinancing a merchant cash advance or securing working capital for expansion, we tailor every program around your goals — not ours.

PROCESS

Our 3 Step Process

At VIP Capital Funding, we help small and midsize businesses secure fast, flexible working capital funding with a team that works with you, not just for you. Whether you’re expanding, hiring, restocking, or recovering from a slow season, our specialists make it easy to access business capital quickly and confidently. From MCA refinancing to unsecured working capital lines, every program is tailored to your company’s needs.

Apply Online
(2)

Get a Call from a Funding Specialist

Receive Funds in 24–48 Hours

Industry

Industry-Specific Funding Solutions Built for Real Businesses

At VIP Capital Funding, we help businesses in every industry get the working capital and financing they need to grow. Whether you run a restaurant, construction company, auto repair shop, medical practice, or retail store, our programs are built around your daily cash-flow needs — not rigid bank requirements.

From same-day working-capital approvals to MCA refinance and debt-relief options, every offer is designed to help you expand, hire, restock, or recover quickly. Our specialists understand your industry’s challenges and tailor funding solutions to match how your business really operates.

Auto Repair

Restaurants

Construction

Medical

Retail

WHY CHOOSE US

Why Over 10,000 Businesses Trust VIP Capital Funding

From $25,000 to $15,000,000, we deliver same-day business funding that drives real growth. Whether you’re expanding, restocking, hiring, or recovering from high daily payments, our clients see 300–500% ROI and peace of mind thanks to our transparent, results-driven approach.

As a BBB A+ Rated national lender, we understand what small and midsize businesses need to stay ahead — flexibility, speed, and trust.

Funding in all 50 states
Tax-deductible interest = bigger savings
Small Business loans and Working Capital designed to improve cash flow over the long term
No collateral required — unsecured, low-doc funding
Early Prepay Benefits: Get up to 35% off — no fees, no penalties

OUR SERVICES

Smart Capital, Backed By Real Experts

Our expert financial officers are here to help you secure the right working capital — whether you need $25K or $15 million. From SBA loans to credit lines, we match real businesses with smart funding strategies that fuel growth. We don’t just offer capital — we guide you through the process every step of the way.

Business Loans

What is Small Business Funding?

Small business funding is essential for fueling business growth and covering necessary expenses. It encompasses various financing methods such as loans, crowdfunding, grants, and investments from sources like venture capitalists or angel investors. These funds can be used for purposes like managing cash flow, expanding operations, upgrading technology, or even purchasing inventory. VIP Capital Funding provides tailored funding solutions, offering fast and accessible support to ensure businesses in every stage can thrive and reach their goals.

LOANS & FINANCING

Explaining Working Capital Loans

Every business owner knows the constant struggle of managing cash flow. There’s a perpetual gap between expenses and customer payments, and for small businesses, even a temporary shortage can be disruptive. Working capital loans are the fuel that bridges this gap.

Line Of Credit

Starting Credit Line from VIP Capital Funding

Having access to flexible and reliable funding can make all the difference. Whether you’re looking to cover day-to-day expenses, invest in new opportunities, or bridge cash flow gaps, a starting credit line from VIP Capital Funding offers a dynamic solution tailored to your unique needs.

With financing options ranging from $1,000 to over $500,000, low interest rates, and no minimum credit score requirements, we’re here to help businesses of all shapes and sizes thrive.

SBA Loans

SBA Loans with VIP Capital Funding

Securing capital is a critical milestone for small business owners looking to expand, sustain operations, or tackle unexpected challenges. At VIP Capital Funding, we specialize in connecting businesses with Small Business Administration (SBA) loans, one of the most versatile and advantageous financing options available.

With loan amounts ranging from $25,000 to $15 million, nationwide financing, and tailored solutions, our SBA loan program is designed to help your business thrive.

OUR TEAM

The Visionaries Driving Our Success

Our world-class team of financial experts is dedicated to providing you with professional financial solutions with the working capital needed to take your business to new heights. We pride ourselves on delivering the best capital on the market.

Joshua Triplett

Founder | President

Carlos Hernandez

Vice President

Randy Kranawetter

Chief Financial Officer

CONTACT US

Book An Appointment

Ready to get started? Fill out our quick Free Estimate Form with the details of your project. Share any relevant photos for accuracy, and we’ll provide you with a personalized, no-obligation estimate tailored to your needs.

TESTIMONIALS

What Our Customers
Are Saying

4.8/5 from 1,200+ Business Owners

BLOGS

Latest Articles

November 25, 2025

Why Working Capital Is the Financial Engine Behind Modern Small-Business Expansion

Growth Doesn’t Start With Revenue — It Starts With Capital

The most successful small businesses don’t wait for revenue to expand.
They expand first — and revenue follows.

This is the core truth behind modern SMB growth:
Working capital is the engine that powers expansion, capacity, and competitiveness.

It fuels the actions that create revenue:

• hiring
• inventory purchases
• marketing
• equipment upgrades
• opening new locations
• capturing new contracts
• expanding service capability

Without sufficient working capital, growth slows.
With the right working capital, growth accelerates.

Why Working Capital Matters More Today Than Ever

Markets change faster than traditional lending can keep up.

Businesses face:

• rapid demand swings
• short supplier windows
• tight labor markets
• increased competition
• higher operational costs
• unpredictable customer cycles

BusinessABC reports that modern SMBs increasingly rely on working capital to remain nimble, competitive, and responsive to dynamic markets:*
👉 https://businessabc.net/reliable-funding-sources-for-business-operations

Flexibility is no longer optional.

Working Capital Gives Businesses the Freedom to Grow Ahead of Revenue

When businesses rely solely on existing revenue to grow, they quickly hit constraints.
Working capital breaks those constraints by enabling:

1. Hiring staff before workloads spike

Growth rarely occurs at convenient times.
The ability to hire ahead of demand is transformative.

🔗 Working Capital
https://vipcapitalfunding.com/working-capital/

2. Purchasing more inventory than cash flow allows

More inventory = more revenue.
But inventory requires upfront capital.

🔗 Fast Working Capital Loans
https://vipcapitalfunding.com/fast-working-capital-loans/

3. Financing expansion projects before seasonal peaks

Expanding capacity before your busiest season creates exponential lift.

4. Upgrading equipment to increase output

Efficiency drives growth — but new equipment requires immediate liquidity.

5. Funding marketing aggressively during hot demand cycles

Marketing ROI is time-sensitive.
Working capital ensures businesses never miss the window.

🔗 Quick Business Funding
https://vipcapitalfunding.com/quick-business-funding/

Why Banks Can’t Provide the Speed or Flexibility Growth Requires

Traditional loans are slow and rigid:

• underwriting takes weeks
• personal credit is over-weighted
• collateral is often required
• documentation is extensive
• approvals are conservative

Even strong, profitable SMBs often face declines simply because they don’t fit outdated lending criteria.

OnRec explains that small-business funding trends increasingly favor non-bank capital sources because they match today’s economic demands:*
👉 https://onrec.com/news/news-archive/key-trends-in-small-business-funding

Working capital programs don’t rely on bank-style underwriting.
They rely on performance.

Performance-Based Funding: Why It Works for Growing SMBs

Modern working-capital programs evaluate:

✔ revenue trends
✔ customer activity
✔ cash-flow movement
✔ merchant processing volume
✔ business performance — not personal credit

This structure allows:

• same-day or next-day funding
• approvals based on actual business strength
• repayment aligned with revenue cycles
• scaling limits that increase as revenue grows

🔗 Revenue-Based Funding
https://vipcapitalfunding.com/revenue-based-funding/

Working capital becomes a long-term growth partner, not a one-time fix.

How Businesses Use Working Capital to Expand Faster

1. Opening new service areas or locations

Expansion often requires capital long before revenue arrives.
Working capital fills this gap smoothly.

2. Supporting larger contracts with upfront labor/equipment

Many SMBs lose contracts simply because they lack the upfront capital to execute.
Working capital removes that barrier and unlocks bigger opportunities.

3. Upgrading infrastructure to handle higher demand

Whether it’s equipment, software, systems, or staff —
capacity is the hidden engine behind revenue.

4. Reinvesting aggressively during periods of momentum

Momentum compounds when businesses reinvest in growth repeatedly.
Working capital fuels each cycle.

Working Capital Creates Competitive Separation

Growth-driven SMBs gain major advantages when capital is available instantly:

• move before competitors
• launch new products faster
• fulfill more orders
• scale teams ahead of demand
• purchase discounted inventory
• strengthen vendor relationships
• secure long-term customer loyalty

Working capital is not just financing —
it is a competitive strategy.

The National Spotlight on Flexible Small-Business Funding

Business Insider recently featured VIP Capital Funding’s expanded national footprint and the growing demand for fast, flexible growth capital programs:*
👉 https://markets.businessinsider.com/news/stocks/vip-capital-funding-broadens-us-footprint-with-growing-demand-for-business-credit-mca-relief-solutions-1035439711

This aligns with a major economic shift:
SMBs prefer capital that helps them grow immediately — not capital that slows them down.

Why Small Businesses Trust VIP Capital Funding

Growth-focused business owners choose VIP because:

• Funding is fast and performance-based
• Programs scale with revenue
• No equity is ever required
• Repayment aligns with cash flow
• Underwriting is designed for SMB realities
• Capital is available whenever opportunity strikes

VIP’s trustworthiness is proven through 125+ combined 5-star reviews across BBB A+, Trustpilot, and Google Reviews:

BBB:
https://www.bbb.org/us/nc/raleigh/profile/financial-consultants/vip-capital-funding-llc-0593-90328015/customer-reviews

Trustpilot:
https://www.trustpilot.com/review/vipcapitalfunding.com

Google:
https://www.google.com/search?q=VIP+Capital+Funding

Working capital doesn’t just support growth —
it accelerates it.

Apply Now

If your business is ready to expand and needs working capital to fuel momentum, explore your options here:

🔗 https://vipcapitalfunding.com/apply/

Growth rewards those who prepare —
working capital helps you stay ahead.

November 25, 2025

How Same-Day Business Funding Helps Small Businesses Move Faster Than Their Competition

Speed Is the New Competitive Advantage

In today’s economy, opportunity doesn’t wait for paperwork. Contracts appear suddenly, inventory becomes available in limited windows, competitors pull back unexpectedly, and customer demand shifts overnight. Small businesses that move quickly thrive. Those that move slowly fall behind.

This is why same-day business funding has become one of the most important growth tools for American small businesses.

Speed is no longer a luxury —
it is a strategic necessity.

Same-day funding enables businesses to take action immediately instead of waiting weeks or months for traditional financing.

Why Traditional Financing Slows Businesses Down

Traditional lenders require:

• Extensive documentation
• Perfect credit
• Years of financial history
• Slow underwriting cycles
• Collateral or guarantees
• Long approval timelines

By the time funds are approved…

the opportunity often disappears.

The Silicon Review notes that rapid access to capital is becoming essential for businesses operating in fast-moving markets where opportunity windows close quickly:*
👉 https://thesiliconreview.com/2025/11/quick-capital-funding-approval

Small businesses need capital that matches the speed of their ambition — not capital that forces them to wait.

How Same-Day Business Funding Works

Same-day funding evaluates what matters most:
your recent business performance and revenue consistency.

It allows businesses to secure capital within hours by reviewing:

✓ Daily/weekly revenue patterns
✓ Customer volume
✓ Merchant processing statements
✓ Recent performance trends

This approach provides a fully streamlined funding process:

1. Fast application process

A few key documents — not dozens.

2. Rapid underwriting

Because decision-making is based on actual revenue, not outdated criteria.

🔗 Online Business Loans
https://vipcapitalfunding.com/online-business-loans/

3. Approval within hours

Not days or weeks.

4. Same-day or next-day funding

Matching the pace of real-world opportunity.

🔗 Same-Day Business Funding
https://vipcapitalfunding.com/same-day-business-funding/

This speed is what sets growth-focused small businesses apart.

Why Competition Is Won by Speed

The businesses that grow fastest are the ones that can:

• Buy inventory before competitors
• Hire staff at the right moment
• Increase marketing during high-demand cycles
• Accept larger contracts without hesitation
• Expand locations proactively
• Upgrade equipment before capacity breaks

As BBN Times points out, businesses that secure flexible capital early often outperform competitors who hesitate due to lack of liquidity:*
👉 https://bbntimes.com/financial/strategic-ways-to-acquire-capital-a-spectrum-of-financial-solutions-for-your-needs

Same-day funding turns hesitation into momentum.

How Same-Day Funding Helps Businesses Move Faster Than Competitors

1. Securing inventory or equipment ahead of demand

When suppliers offer limited-time discounts or scarce equipment opportunities, speed wins.

2. Hiring talent before the market gets tight

A slow hiring process leads to lost output, missed revenue, and weaker service.

Same-day funding helps business owners hire before peak periods.

3. Expanding capacity in real time

Growth requires immediate expansion — not delayed decisions.

4. Launching marketing while demand is hot

Marketing momentum requires rapid investment, not slow, approval-heavy loan processes.

🔗 Business Funding
https://vipcapitalfunding.com/business-funding/

5. Taking advantage of competitor slowdowns

When larger competitors reduce activity, small businesses with fast funding can capture their market share.

Why Same-Day Funding Is NOT Just for Emergencies

A common misconception is that same-day funding is a last resort.
In reality, fast capital is becoming a standard planning tool for growth.

Businesses use same-day funding to:

• Enter new markets
• Support expansions
• Boost sales cycles
• Improve capacity
• Handle upfront project costs
• Accelerate growth timelines

This is smart capital use — not reactive capital use.

Revenue-Based Approvals Make Speed Possible

Same-day funding aligns with revenue—not personal credit or collateral.

This allows high-performing businesses to:

✓ Maintain cash flow
✓ Avoid rigid payment structures
✓ Scale at their natural pace

🔗 Working Capital Loans
https://vipcapitalfunding.com/working-capital/

This is why so many SMBs treat fast capital as a primary growth engine instead of an emergency measure.

The National Spotlight on Fast, Flexible Funding

AP News recently published a feature on VIP Capital Funding’s national expansion and the rising demand for flexible, rapid funding solutions designed for modern SMBs:*
👉 https://apnews.com/press-release/newsfile/vip-capital-funding-broadens-us-footprint-with-growing-demand-for-business-credit-mca-relief-solutions-4715dd404bfbdf7c740086a463f08069

This aligns with a fundamental shift in the U.S. economy:

Businesses no longer want slow, restrictive capital —
they want capital that enables immediate action.

Same-day funding is becoming the new standard.

Why Businesses Trust VIP Capital Funding

Small business owners choose VIP because:

• Funding decisions are fast and predictable
• Underwriting is based on real business performance
• Capital aligns with cash flow
• Programs help businesses seize opportunities instantly
• No equity is lost
• Funding scales with revenue

VIP’s reputation is reinforced by 125+ combined 5-star reviews across BBB A+, Trustpilot, and Google Reviews:

BBB:
https://www.bbb.org/us/nc/raleigh/profile/financial-consultants/vip-capital-funding-llc-0593-90328015/customer-reviews

Trustpilot:
https://www.trustpilot.com/review/vipcapitalfunding.com

Google Reviews:
https://www.google.com/search?q=VIP+Capital+Funding

The ability to outpace competitors often comes down to one factor:
speed — and VIP delivers it.

Apply Now

If your business needs capital quickly to act on a new opportunity, you can explore same-day funding options here:

🔗 https://vipcapitalfunding.com/apply/

Opportunity doesn’t wait —
and with same-day funding, neither do you.

November 25, 2025

Why Revenue-Based Funding Has Become the Preferred Growth Solution for High-Performing Small Businesses

Growth Requires Flexibility — Not Rigid Lending Standards

Small businesses today operate in markets defined by speed, volatility, and constant shifts in customer behavior. Traditional financing models—built on long underwriting cycles and rigid documentation—no longer reflect the realities of how modern businesses grow.

High-performing SMBs need capital that adjusts to:

• Seasonal spikes
• Changing revenue patterns
• Sudden opportunities
• Inventory cycles
• Rapid expansions
• New contract demands

This is why Revenue-Based Funding (RBF) has emerged as one of the most effective growth solutions available today. It aligns capital with performance—giving business owners the flexibility to scale at the pace of opportunity.

What Makes Revenue-Based Funding Different?

Traditional loans fix payments in advance.
RBF adjusts payments based on real revenue.

It is the most naturally aligned financing model for SMBs because it mirrors how businesses actually operate.

With RBF:

1. Payments increase when revenue increases

Perfect for busy seasons.

2. Payments decrease when revenue softens

Protecting cash flow during slower cycles.

3. Approval is based on business performance—not personal credit

A major advantage for growth-stage companies.

4. Funding moves quickly

Businesses often receive capital within 24–48 hours.

🔗 Revenue-Based Funding
https://vipcapitalfunding.com/revenue-based-funding/

This structure gives business owners something rare in finance:

growth capital that adapts to them, not the other way around.

Why High-Performing Small Businesses Prefer RBF Over Traditional Loans

Traditional financing has limitations that hold businesses back:

✔ Slow approvals
✔ Heavy documentation
✔ Collateral requirements
✔ Strict credit scoring
✔ Outdated underwriting models

OnRec reports that the SMB sector increasingly leans on flexible, modern funding solutions that match the speed and unpredictability of today’s markets:*
👉 https://onrec.com/news/news-archive/key-trends-in-small-business-funding

Revenue-Based Funding directly fills those gaps by providing:

Speed

Same-day or next-day approvals.

Flexibility

Payments scale with real revenue patterns.

Opportunity access

Businesses can react quickly to:

• new contracts
• vendor discounts
• equipment opportunities
• expansion windows
• marketing surges

No equity dilution

Unlike investors, RBF providers take no ownership.

RBF doesn’t just support growth—it accelerates it.

How Businesses Use RBF to Scale Faster

Across industries, high-performing businesses use RBF to:

1. Invest in marketing during pivotal windows

Marketing drives revenue; RBF fuels marketing.

🔗 Quick Business Funding
https://vipcapitalfunding.com/quick-business-funding/

2. Hire or train staff ahead of demand

Labor is one of the highest-leverage growth multipliers.

🔗 Small Business Loans
https://vipcapitalfunding.com/small-business-loans/

3. Purchase inventory before peak seasons

Faster fulfillment = more sales.

4. Upgrade equipment or technology

Efficiency increases output—and margins.

5. Expand locations or service areas

Growth requires infrastructure; RBF provides the upfront capital.

Revenue-Based Funding becomes the backbone of these decisions.

Why Revenue-Based Funding Works So Well in Unpredictable Markets

RBF is fundamentally aligned with the realities of modern SMB economics:

Cash flow fluctuates

RBF adjusts with it.

Opportunity windows are short

RBF funds them fast.

Customer demand can spike unexpectedly

RBF increases capacity ahead of demand.

Seasonality is unavoidable

RBF softens payment pressure during slow cycles.

This is why SmallBusinessCoach identifies revenue-flexible financing as one of the most practical tools for small-business sustainability:*
👉 https://smallbusinesscoach.org/how-to-use-capital-loans-to-cover-daily-business-expense/

RBF turns unpredictability into a manageable, strategic advantage.

The National Media Recognizes This Shift in SMB Funding Behavior

In its recent report, MarketWatch highlighted how VIP Capital Funding has expanded nationwide, supporting small businesses with flexible capital solutions designed for rapid growth:*
👉 https://www.marketwatch.com/press-release/vip-capital-funding-broadens-us-footprint-with-growing-demand-for-business-credit-mca-relief-solutions-6555f089?mod=search_headline

Across the U.S., businesses are moving away from rigid traditional lending and turning toward flexible, performance-aligned funding models like RBF.

Why Small Businesses Trust VIP Capital Funding for RBF

VIP’s Revenue-Based Funding programs are built to:

• Support fast growth
• Protect cash flow
• Align with seasonal cycles
• Enable faster scaling
• Avoid equity dilution
• Provide transparent, structured funding

With 125+ combined 5-star reviews across BBB A+, Trustpilot, and Google Reviews, businesses trust VIP for clarity, speed, and long-term partnership:

BBB Reviews:
https://www.bbb.org/us/nc/raleigh/profile/financial-consultants/vip-capital-funding-llc-0593-90328015/customer-reviews

Trustpilot:
https://www.trustpilot.com/review/vipcapitalfunding.com

Google Reviews:
https://www.google.com/search?q=VIP+Capital+Funding

Revenue-Based Funding gives small businesses exactly what they need:
agility, speed, and growth without resistance.

Apply Now

If your business is preparing to expand and needs a growth-focused capital solution that aligns with real revenue patterns, explore RBF options here:

🔗 https://vipcapitalfunding.com/apply/

Smart businesses fund growth before it arrives.
RBF makes that possible.

VIP Capital Funding helps small and mid-sized businesses access fast, flexible working capital — with no credit impact, no collateral, and funding up to $15 million. We’re committed to fast approvals, real people, and a better way to fund business growth.

WE FUND WHAT YOU’RE BULDING

Need Funding Fast? Get Approved in 24 Hours

Have Your VIP Capital Funding Card?

How Much Do You Need?

ABOUT

Smart Business Funding from $25K to $15MM — Fast, Flexible, and Built for Growth

OUR ACCREDITATION

Want to E-Sign or Talk It Through? Let’s Get Started.

WHAT WE DO

How It Works — Fast, Simple, and Designed Around Your Business

Step 1: Apply Online (Takes 60 Seconds)

Step 2: Review Your Funding Options

Step 3: Receive Funding in 24 Hours

95%

50%

MISSION AND VISION

Empowering Businesses Nationwide with Smart, Reliable Working Capital Solutions

PROCESS

Our 3 Step Process

Apply Online (2)

Get a Call from a Funding Specialist

Receive Funds in 24–48 Hours

Industry

Industry-Specific Funding Solutions Built for Real Businesses

Auto Repair

Restaurants

Construction

Medical

Retail

WHY CHOOSE US

Why Over 10,000 Businesses Trust VIP Capital Funding

OUR SERVICES

Smart Capital, Backed By Real Experts

Business Loans

What is Small Business Funding?

LOANS & FINANCING

Explaining Working Capital Loans

Line Of Credit

Starting Credit Line from VIP Capital Funding

SBA Loans

SBA Loans with VIP Capital Funding

OUR TEAM

The Visionaries Driving Our Success

Joshua Triplett

Founder | President

Carlos Hernandez

Vice President

Randy Kranawetter

Chief Financial Officer

CONTACT US

Book An Appointment

Need Funding Support? Call Us.

TESTIMONIALS

What Our Customers Are Saying

4.8/5 from 1,200+ Business Owners

BLOGS

Latest Articles

Why Working Capital Is the Financial Engine Behind Modern Small-Business Expansion

Growth Doesn’t Start With Revenue — It Starts With Capital

Why Working Capital Matters More Today Than Ever

Working Capital Gives Businesses the Freedom to Grow Ahead of Revenue

1. Hiring staff before workloads spike

2. Purchasing more inventory than cash flow allows

3. Financing expansion projects before seasonal peaks

4. Upgrading equipment to increase output

5. Funding marketing aggressively during hot demand cycles

Why Banks Can’t Provide the Speed or Flexibility Growth Requires

Performance-Based Funding: Why It Works for Growing SMBs

How Businesses Use Working Capital to Expand Faster

1. Opening new service areas or locations

2. Supporting larger contracts with upfront labor/equipment

3. Upgrading infrastructure to handle higher demand

4. Reinvesting aggressively during periods of momentum

Working Capital Creates Competitive Separation

The National Spotlight on Flexible Small-Business Funding

Why Small Businesses Trust VIP Capital Funding

Apply Now

How Same-Day Business Funding Helps Small Businesses Move Faster Than Their Competition

Speed Is the New Competitive Advantage

Why Traditional Financing Slows Businesses Down

Need Funding Fast? Get Approved in
24 Hours

Apply Online
(2)

What Our Customers
Are Saying

Ready Discover More?
Contact Us Today!

Have Questions?
Don't Miss Your Chance to Secure Business Funding Fast