Comprehensive Small Business Loans

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At VIP Capital Funding, we are committed to providing flexible, affordable financing solutions for small and medium-sized businesses. Our small business loan program is specifically designed to cater to a variety of your business financial needs, whether it's for inventory, marketing, expansion, operational expenses, or payroll.

With aggressive early prepayment discounts, this revolving working capital is designed to yield high ROI and cover your quarterly and bi-quarterly investments and expenses. We cater to businesses from all industries.

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Key Points You Need to Know

Here are some of the key points of our small business loan solution

  • Funding Ranges from $50,000-$15,000,000
  • Prepayment discounts from 10%-35%
  • Annual Revenue Required: $600,000
  • Term lengths from 6 to 24 months
  • Soft pull-on credit
  • Pre-approval within 24 hours
  • No Prepayment Penalty
  • Renewals after 50% is paid down
  • Funding in 1-3 business days
  • Interest rate is a tax write-off

Working Capital Loans

Working capital is the lifeline of all businesses. It funds daily operations, provides cash flow, and covers unexpected expenses. By effectively managing working capital, you can reduce your dependence on loans and improve your credit score, while investing in growth opportunities. Our working capital loans are based on a business’s performance over the past 3 to 6 months. This means that a credit score is a minor requirement, with a minimum of 590. Businesses can secure the necessary funding for a variety of needs, such as expanding operations, purchasing new equipment, or hiring additional staff.

Debt Consolidation

Our debt consolidation services can help simplify your finances, lower your interest rates, and improve your credit score.

Debt consolidation is a widely embraced financial strategy, and VIP Capital Funding excels in providing effective debt consolidation services. By combining multiple debts into one manageable payment, clients benefit from simplified finances, reduced stress, and potential savings through lower interest rates. VIP Capital Funding’s personalized solutions cater to individual financial needs, ensuring a tailored plan for each client. Timely payments under their guidance can contribute to an improved credit score over time. In essence, VIP Capital Funding’s comprehensive debt consolidation services offer simplicity, lower interest rates, personalized solutions, and the prospect of enhancing credit scores, making it a valuable solution for those grappling with debt.

So why wait? Let us help you take your business to the next level.