Your Guide in Business Funding and Financial Consulting


Welcome to VIP Capital Funding Consulting Firm; the leader in getting both business owners and real estate investors the capital you need up to $2,000,000 in growing your business and up to $50,000,000 for Real Estate Investors. We work directly with investors and  lenders to help you get the best possible offer and without any personal guarantee; while exuding outstanding customer service. We do this very fast, it all starts with a detailed consultation to understand your needs and wants; from there the application pre-approval process is also very fast, within 24 hours.

About us

We are financial experts that specialize in funding small businesses and real estate investors across every industry. We are a trusted consulting firm, partnered with the top direct lenders in the alternative lending space; delivering billions of dollars every year to small businesses. We have a plethora of financial products to fit your every need. We value you, and strive to keep long lasting relationships with our clients. Our financial products range from businesses with 700+ credit score and as low as 475. We can fund up to 8 positions, bankruptcies and Tax Liens are ok as long as you have a resolution.

Our organization was created to support and empower small businesses, VIP Capital Funding is 100% committed to serving our customers with the smartest financing solutions and world-class service. VIP Capital Funding is the secure financing service that business owners everywhere can truly rely on. The leader in online small business lending with innovative products & services. Helping small businesses reach their goals.


Reasons Why:

  • Fast Process
  • We value cash flow, not just credit score, unlike traditional banks we strive to get your business funded
  • Repeat customer benefits, Builds business credit
  • Team of expert Financial Consultants; specialized toward financial lending to small businesses and real estate investors that will create, analyze, and implement business plans for you
  • Dedicated Financial Consultant to discuss any of your problems, wants, and needs involving your working capital

Understanding the cost and benefits of our Financial Products:

VIP Capital Funding offers a plethora of Financial Products based off the many different ways small businesses generate revenue. Before managing the risk of taking on funding, you must be able to predict the amount of time that the capital deployed takes to make a return on your investment. Whether that intention being a short term fix from a business hiccup or an offensive purchase of inventory, whatever the case maybe; case in point is that the capital should be used to help generate more revenue, which results in more profit. Next is understanding the cost, as cost is determined by both time the funds are borrowed and risk to the lender based off the merchant’s profile. A Traditional Bank Loan at 8% APR over 5 years is equivalent to our Short-Mid Term Working Capital at 1.40 Factor Rate. Reason being, the Bank Loan is 40% over 5 years, and our Short-Mid Term Working Capital Loan is 40% over 6-18 months. The key difference here is the term length. Don't let a Traditional Bank fool you with single digit interest rates as that is interest rate paid annually and certainly adds up over the year. Take your house for instance over a 15-30 year mortgage and multiply the percentage; it's a lot! We give you the cost with simplicity and total transparency. As mentioned if your business is predicted to make a return every 6-12 months it wouldn’t make sense to take on a Traditional Bank Loan at the same cost and a lower amount offered if you’re predicted profits are substantially less than that. For example, a merchant gets approved from a bank for $100k for 5 years after a 90 day process and we are able to approve a merchant for $200k for 12 months (We are able to lend 100%-500% more than Traditional Banks) after a 24-48 hour process. We are able to offer $200k every year with prepayment discounts, that is $1M over 5 years because we are able to offer you $200k every year compared to $100k over 5 years from a bank with prepayment penalties. As your business grows, this amount is subject to substantially more. In the given example, that is 1000% more capital put to work for your business at the same cost, just shorter repayment periods. In fact the short repayment lengths are statistically better for small businesses as there is a lower default ratio and higher growth in annual revenue. However if your business takes a longer time to see a return on an investments we have banking partners with SBAs and Term Loans that we graduate many of our clients to that isn't as stringent as a traditional bank.

Our small business funding is designed to keep your business sailing in deep water and infused with the lifeblood of business, working capital; every 3-6 months. Not to mention we are able to get you more capital after your term is 40%-50% paid down. Our capital is ideal and designed for small business owners as the funding is given in large enough amounts and given frequently to put to work at approximately the same cost. Traditional Banks are not only lending less, but also can take a lot of time to close up to 90 days. Timing is crucial in this fast paced business world we live in today. Our capital is also tax deductible and there are prepayment discounts not prepayment penalties. Unlike banks which is backed by the government, our funds are from Private Investors and Venture Capitalists who not only believe your business will be able to repay the termed loan, but be able to grow from it as well.

VIP Capital Funding strives to build long term relationships across all of their clients and graduate their clientele to better terms and rates along the way. Ideally we want all of our clients utilizing both short-mid and long term Financial Products as a solution for both short and long term needs as our Banking Partners have Termed Bank term Loans and SBAs that are also designed for small businesses unlike a Traditional Bank Loan.

The primary focus is you. Let’s move forward and get the funding you want. Give us a call, fill out the funding application or fill out the form above for a brief consultation and we will be in touch with you shortly. We are available 24-7, and there are multiple ways to contact us.


Easy Application, Fast Funding

Apply through our secure platform, get approved as quickly as within a few hours, and see money in the bank in as fast as one business day

Build Good Credit

It doesn't matter if you’ve recently started your business or have been around for years, building a solid business credit profile is an important step to make sure you have access to all the financing options you need to build a thriving business. We help you build business credit by reporting your good payment history to the appropriate business credit bureaus. You can also work with one of our Credit Specialists, who can help you navigate things like Secretary of State filings. Learn more about the importance of business credit by visiting our Small Business Center.

Loyalty Benefits

We want to be there for you, now and in the future. That’s why we offer discounts on fees on renewal loans; as well as the ability to qualify for lower pricing with each subsequent business loan.

A Dedicated Consultant

From the very first call, your loan specialist is always there for you. VIP Capital Funding Loan Specialists work with business owners like you every day, so they’ll be able to answer questions about business loans, industry challenges, and picking the best financing for your situation.

The primary focus is you. Let’s move forward and get the funding you want. Give us a call, fill out the funding application or fill out the form above for a brief consultation and we will be in touch with you shortly. We are available 24-7, and there are multiple ways to contact us.

Ready to Make an Impact on your Business?

Our people


Joshua Triplett

Principal Managing Partner

Will Winston