Direct Contacts To Get Your Funding Expedited
Carlos Hernandez | Senior Vice President | Phone: (919) 300-0203 | Email: carlos@vipcapitalfunding.com
Cheynne Chong | Senior Funding Director | Phone: (919) 521-8451 | Email: cheynne@vipcapitalfunding.com
Joshua Triplett | Executive Principal Managing Partner | Phone: (919)-521-8459 | Email: joshuatriplett@vipcapitalfunding.com
Improve your cash flow with VIP Capital Funding's Small Business Working Capital starting with filling out the short form below:
Easy Application, Fast Funding
Apply through our secure platform, get approved as quickly as within a few hours, and see money in the bank in as fast as one business day
Build Good Credit
It doesn't matter if you’ve recently started your business or have been around for years, building a solid business credit profile is an important step to make sure you have access to all the financing options you need to build a thriving business. We help you build business credit by reporting your good payment history to the appropriate business credit bureaus. You can also work with one of our Credit Specialists, who can help you navigate things like Secretary of State filings. Learn more about the importance of business credit by visiting our Small Business Center.
Loyalty Benefits
We want to be there for you, now and in the future. That’s why we offer discounts on fees on renewal loans; as well as the ability to qualify for lower pricing with each subsequent small business loan.
A Dedicated Consultant
From the very first call, your loan specialist is always there for you. VIP Capital Funding Loan Specialists work with business owners like you every day, so they’ll be able to answer questions about business loans, industry challenges, and picking the best financing for your situation.
The primary focus is you. Let’s move forward and get the funding you want. Give us a call, fill out the funding application or fill out the form above for a brief consultation and we will be in touch with you shortly. We are available 24-7, and there are multiple ways to contact us.
Ready to Make an Impact on your Business?
Need more capital for advertising? VIP Capital Funding will inject the right amount of capital your business needs to prosper
In a pinch? VIP Capital Funding's small business funding will help push your business back to shore, smooth sailing
Grow Your Business With Us
Leading Fin-Tech Firm in the country. Our mission is to earn your business over the long term and aggressively improve the cash-flow of your business with small business funding.
Note: $300k Annual Revenue Required
Quick and Simple Small Business Working Capital From $30k-$2MM+ | Approvals and Funding Within 24-48 Hours
***10-35% PrePay Discount at Anytime
***100% Interest forgiveness upon renewal. This means the remaining interest on this deal is forgiven if the merchant refinances after 50%
After analyzing over 1000 clients average ROI is 300%-500% on the deployment of our capital.
- ✓When Banks say NO, We say YES
- ✓We value cash flow and not credit score
- ✓ Business Loans to help pay for bulk discounts on material, marketing, etc.
- ✓We believe in what we do and our 95% success rate comes from the mantra that small business is the back bone of our economy; thus we help and serve with relentless effort
- ✓Personable and dedicated approach, not ran by computer algorithms
- ✓Credited on the Associated Press (AP), Yahoo Finance, and Business Insider, the largest news platforms in the world
- ✓700+ industries welcome
- ✓ Top Fin-tech firm in the United States
- ✓Masterful team of Financial Consultants with 5-30 years of experience that operates as a cohesive unit
- ✓Funding in all 50 states
- ✓95% approval ratio
- ✓ Unsecured business loan (no assets required)
- ✓Interest rate is tax deductible
- ✓No prepayment penalty
- ✓Early Prepayment discounts
- ✓No upfront fees
- ✓No personal guarantee
- ✓Small business working capital designed to improve cash flow over the long term
- ✓Easy application and tailored consultation process of dedicated Financial Consultants who persistently bring merchants the most accurate funding quotes through detailed solution based consultations all while building trustful relationships
Fast and Easy Small Business Loans From $30k-$2MM+ | Approvals and Funding Within 24-48 Hours
Need to purchase new material or inventory? VIP Capital Funding will strengthen your cash flow
Need to expand? VIP Capital Funding will deploy the working capital your business needs to help it grow
VIP Capital Funding's small business working capital helps businesses like yours get simple and fast business capital from $30,000-$2,000,000+ within 1-2 days. Instant funding for renovations, to purchase inventory or equipment, expansion or opening new locations, marketing and advertising and more. Credit is not an issue and there are no upfront fees. We are recognized in getting small businesses working capital needed in growing and improving the cash flow of your business. We work directly with the most aggressive investors and lenders serving 700+ industries; to help you get the most accurate small business loan offers, while exuding outstanding customer service. Let's face it banks seldom lend to small businesses, while we start with a detailed consultation to understand your needs and wants and walk you through the process to ensure you are getting the most accurate offers throughout our pool of aggressive lenders and investors; from there the application pre-approval process is also very fast, within 24 hours. What we can achieve that big banks can't, is although smaller we are stronger in effectively being able to streamline the lending process through our aggressive underwriters and dedicated personalized approach.
About us
Our organization was created to support and empower small businesses, VIP Capital Funding is 100% committed to serving our customers with intelligent financing solutions and world-class service. VIP Capital Funding is the secure financing service that business owners everywhere can truly rely on. Recognized in online small business funding with innovative products & services, helping small businesses reach their goals.
We have a plethora of financial products to fit your every need, and we strive to keep long lasting relationships with our clients.
Reasons Why:
- Fast Process, No upfront Fees, Funds in your account within 1-2 days
- We value cash flow, not just credit score, unlike traditional banks we strive to get your business funded
- Our Small Business Loans are designed to help improve and manage cash flow. Repeat customer benefits, Builds business credit
- Team of expert Financial Consultants; specialized toward financial lending to small businesses that will create, analyze, and implement business plans for you
- Dedicated Financial Consultant to discuss any of your problems, wants, and needs involving your working capital
Understanding the benefits and cost of our Financial Products:
Understanding the cost
VIP Capital Funding offers a plethora of Financial Products based off the many different ways small businesses generate revenue. Before managing the risk of taking on funding, you must be able to predict the amount of time that the capital deployed takes to make a return on your investment. Whether that intention being a short term fix from a business hiccup or an offensive purchase of inventory, whatever the case maybe; case in point is that the capital should be used to help generate more revenue, which results in more profit. Next is understanding the cost, as cost is determined by both time the funds are borrowed and risk to the lender based off the merchant’s profile. A Traditional Bank Loan at 8% APR over 5 years is equivalent to our Short-Mid Term Working Capital at 1.40 Factor Rate. Reason being, the Bank Loan is 40% over 5 years, and our Short-Mid Term Working Capital Loan is 40% over 6-18 months. The key difference here is the term length. Don't let a Traditional Bank fool you with single digit interest rates as that is interest rate paid annually and certainly adds up over the year. Take your house for instance over a 15-30 year mortgage and multiply the percentage; it's a lot! We give you the cost with simplicity and total transparency. As mentioned if your business is predicted to make a return every 6-12 months it wouldn’t make sense to take on a Traditional Bank Loan at the same cost and a lower amount offered if you’re predicted profits are substantially less than that. For example, a merchant gets approved from a bank for $100k for 5 years after a 90 day process and we are able to approve a merchant for $200k for 12 months (We are able to lend 100%-500% more than Traditional Banks) after a 24-48 hour process. We are able to offer $200k every year with prepayment discounts, that is $1M over 5 years because we are able to offer you $200k every year compared to $100k over 5 years from a bank with prepayment penalties. As your business grows, this amount is subject to substantially more. In the given example, that is 1000% more capital put to work for your business at the same cost, just shorter repayment periods. In fact the short repayment lengths are statistically better for small businesses as there is a lower default ratio and higher growth in annual revenue. However if your business takes a longer time to see a return on an investments we have banking partners with SBAs and Term Loans that we graduate many of our clients to that isn't as stringent as a traditional bank.
Our small business funding is designed to keep your business sailing in deep water and infused with the lifeblood of business, working capital; every 3-6 months. Not to mention we are able to get you more capital after your term is 40%-50% paid down. Our capital is ideal and designed for small business owners as the funding is given in large enough amounts and given frequently to put to work at approximately the same cost. Traditional Banks are not only lending less, but also can take a lot of time to close up to 90 days. Timing is crucial in this fast paced business world we live in today. Our capital is also tax deductible and there are prepayment discounts not prepayment penalties. Unlike banks which is backed by the government, our funds are from Private Investors and Venture Capitalists who not only believe your business will be able to repay the termed loan, but be able to grow from it as well.
VIP Capital Funding strives to build long term relationships across all of their clients and graduate their clientele to better terms and rates along the way. Ideally we want all of our clients utilizing both short-mid and long term small business loans as a solution for both short and long term needs as our Banking Partners have Termed Bank term Loans and SBAs that are also designed for small businesses unlike a Traditional Bank Loan.
The primary focus is you. Let’s move forward and get the funding you want. Give us a call, fill out the funding application or fill out the form above for a brief consultation and we will be in touch with you shortly. We are available 24-7, and there are multiple ways to contact us.
The primary focus is you. Let’s move forward and get small business funding you need to help your business grow. Give us a call, fill out the funding application or fill out the form above for a brief consultation and we will be in touch with you shortly.
Ready to Make an Impact on your Business?
Our people
Joshua Triplett
Email: joshuatriplett@vipcapitalfunding.com
Cheynne Chong
Direct: (919) 521-8451
Email: cheynne@vipcapitalfunding.com
Will Winston
Direct: (919) 521-8954
Email: will.winston@vipcapitalfunding.com