Unsecured Working Capital for Small Businesses
At VIP Capital Funding, we help business owners access fast working capital — without collateral or complicated bank approvals.
Our unsecured working capital programs offer same-day funding up to $15MM, designed around your revenue cycle and cash-flow needs.
Why Choose Unsecured Working Capital
💰 $25,000 – $15MM available nationwide
⚡ Approvals within hours, funding in 24 hours
🧾 No collateral or personal guarantee
💸 Early payoff discounts & refinance benefits
🏆 BBB A+ accredited trusted lender
Use Funds To
Manage payroll or cash-flow shortages
Purchase inventory or materials
Reinvest in growth or marketing
Consolidate existing merchant advances
How It Works
Complete our quick online application
Get pre-qualified with a soft pull — no credit impact
Receive a same-day decision and ACH deposit
Related Funding Pages
Merchant Cash Advance | Working Capital | Unsecured Business Loans
