Contractors can’t afford delays — not when materials, crews, and deadlines depend on liquidity.
VIP Capital Funding delivers construction business loans that get you paid in as little as 24 hours.
🏗️ Purchase materials or equipment
👷 Cover subcontractor payroll
💰 Bridge project cash flow
🧱 Bid confidently on new jobs
Related Funding Pages:
Construction Business Funding | Working Capital | Fast Business Loans Online
If daily MCA payments are crushing your cash flow, refinancing can be your reset button. VIP Capital Funding helps business owners lower payments, extend terms, and even add working capital for growth.
💸 Save 50–80% on daily payments
⚖️ Combine multiple MCAs into one manageable plan
💰 Add new working capital for operations
💼 Become lendable again in 3–4 months
Related Funding Pages:
MCA Debt Consolidation | Refinance Merchant Cash Advance | MCA Debt Relief Program
Stacked MCAs can drain your profits. Our MCA Debt Consolidation Program combines multiple advances into one simple repayment — helping businesses free cash flow fast.
💸 Reduce payments by 50–80%
💼 Regain financial stability
💰 Add new capital while consolidating
🏆 Become lendable again in 3–4 months
Related Funding Pages:
MCA Debt Consolidation | MCA Debt Relief Program | Refinance Merchant Cash Advance
Even profitable businesses hit slow months.
Fast business loans from VIP Capital Funding help bridge shortfalls, maintain payroll, and seize growth opportunities — with approvals in under 24 hours.
💰 $25K–$15MM funding in one day
⚡ Flexible revenue-based repayments
🧾 No collateral or hard credit inquiry
💸 Early payoff discounts 10–35%
Related Funding Pages:
Fast Working Capital Loans | Quick Business Funding | Same-Day Business Funding
Traditional loans require collateral, high credit scores, and long underwriting.
Quick working capital funding offers same-day decisions based on business performance, not personal credit.
| Feature | Quick Working Capital | Traditional Bank Loan |
|---|---|---|
| Approval Speed | Hours | Weeks |
| Collateral | ❌ Not Required | ✅ Often Required |
| Credit Impact | Soft Pull | Hard Inquiry |
| Funding Amount | $25K–$15MM | Typically < $500K |
Related Funding Pages:
Working Capital | Bridge Loans | Unsecured Business Loans
A Merchant Cash Advance (MCA) can be a growth tool — not just emergency funding.
It turns your future receivables into working capital you can deploy today.
📦 Restock Inventory Ahead of Peak Season
👷 Cover Payroll to Retain Top Staff
📈 Launch Marketing Campaigns to drive new sales
⚙️ Purchase Equipment or Vehicles
💼 Bridge Seasonal Cash Flow Gaps
Related Funding Pages:
Merchant Cash Advance | Working Capital | Quick Business Funding
Traditional loans require collateral, high credit scores, and long underwriting.
Quick working capital funding offers same-day decisions based on business performance, not personal credit.
| Feature | Quick Working Capital | Traditional Bank Loan |
|---|---|---|
| Approval Speed | Hours | Weeks |
| Collateral | ❌ Not Required | ✅ Often Required |
| Credit Impact | Soft Pull | Hard Inquiry |
| Funding Amount | $25K–$15MM | Typically < $500K |
Related Funding Pages:
Working Capital | Bridge Loans | Unsecured Business Loans
← Back to VIP Capital Funding Home
Construction and contracting businesses face unique cash-flow cycles. Material costs, payroll schedules, and equipment rentals often come due long before clients pay invoices. That’s why VIP Capital Funding provides flexible working-capital programs for construction businesses — keeping projects on track and teams fully funded.
Our construction-focused funding programs help you bridge the gap, pay crews on time, and avoid operational slowdowns.
| Program Type | Payment Schedule | Best For |
|---|---|---|
| Daily Draft | Mon–Fri withdrawals | High-volume, short-term projects |
| Weekly ACH | One predictable withdrawal | Contractors managing long-term cash flow |
Apply now for fast, flexible working capital to keep your construction projects moving forward.
Do I need collateral to qualify?
No collateral required — approvals are based on business revenue, not assets.
Can I refinance existing MCAs?
Yes — we can refinance stacked or high-cost advances into manageable weekly drafts.
How soon can I receive funding?
Most clients fund the same day once documentation is complete.
Can funds be used for equipment?
Yes — many contractors use working capital to lease or purchase heavy equipment needed for upcoming projects.
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Restaurant owners know the strain of daily drafts. Between food costs, payroll, and fluctuating weekend revenue, those fixed withdrawals can quickly starve cash flow. That’s why VIP Capital Funding helps restaurants transition from daily to weekly ACH programs — creating flexibility without interrupting operations.
| Program | Payment Frequency | Cash Flow Impact |
|---|---|---|
| Daily Draft | Mon–Fri withdrawals | Low liquidity, limited restock ability |
| Weekly ACH | One Friday withdrawal | Improved control, predictable budgeting |
Apply Now for same-day restaurant working capital, or return home to learn more.
Will weekly ACH affect my funding amount?
No — approvals are based on revenue, not payment frequency.
Can I switch from daily drafts if I have multiple MCAs?
Yes, VIP can consolidate or refinance existing advances into one weekly structure.
What if I need emergency funds for repairs?
Working-capital renewals are available within 48 hours for existing clients.
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Business debt mediation is a structured relief program that helps owners negotiate with multiple merchant-cash-advance (MCA) lenders to lower daily drafts, settle balances, and restore healthy cash flow. Rather than declaring bankruptcy or defaulting, mediation creates a manageable repayment plan through a licensed negotiation team working directly with funders.
| Feature | Mediation | Consolidation | Refinance |
|---|---|---|---|
| Goal | Negotiate & settle balances | Combine advances into one draft | Replace high-cost advance with new one |
| Credit Impact | No hard pull; soft business review | Soft pull | Soft pull |
| Payment Reduction | 50–80 % | 50–80 % | 25–60 % |
| UCC Removal | Yes after settlement | Yes during payoff | Yes during refinance |
Apply today to see if your business qualifies for VIP Capital Funding’s mediation program.
Will lenders still contact me during mediation?
Communication typically moves through our negotiation partners once you’re enrolled.
Is mediation the same as bankruptcy?
No — you retain control of your business and avoid court filings.
Can I get new funding after mediation?
Yes, many clients qualify for refinancing or working capital within 3–4 months after completion.
Does it affect my credit?
No personal credit pull; the program focuses on business cash-flow improvement.
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If your daily drafts are cutting into profits, an MCA refinance lets you replace existing advances with a new structure that restores cash flow and saves thousands in fees. VIP Capital Funding specializes in refinancing stacked or high-cost MCAs into manageable weekly drafts or ACH payments based on real business revenue.
| Feature | Refinance | Debt Consolidation |
|---|---|---|
| Goal | Replace high-cost advance with new one | Combine multiple advances into one draft |
| Typical Savings | 25–60 % | 50–80 % |
| Funding Speed | Same day | 24 – 48 hours |
| UCC Cleanup | Yes on payoff | Yes during consolidation |
Apply today to refinance your MCA and take control of cash flow.
Can I refinance if I already have multiple advances?
Yes — we can refinance one advance or combine several into a new structure.
Will this hurt my credit?
No hard pull is performed; only a soft business credit review.
How fast can I fund?
Most files fund the same day after approval and document verification.
Can I remove UCC filings?
Yes — UCCs are typically released as part of the payoff or restructure process.
← Back to VIP Capital Funding Home
Many business owners avoid applying for funding because they fear daily drafts will choke cash flow. At VIP Capital Funding, our same-day working-capital programs are designed to fund fast while keeping repayment flexible. Instead of rigid daily pulls, most clients qualify for weekly ACH payments aligned with their revenue cycles—so capital flows in without stress going out.
Same-day working capital provides a lump-sum advance wired to your business account within hours of approval. It’s used to cover inventory, payroll, marketing, or emergencies—anything that keeps operations running. Unlike bank loans that can take weeks, our process relies on recent bank activity, not credit scores, so approvals move quickly and funding arrives the same day.
| Feature | Daily Draft | Weekly ACH |
|---|---|---|
| Withdrawals | 5 days per week | Once weekly |
| Cash Flow Impact | Hard to forecast; tight liquidity | More breathing room for expenses |
| Eligibility | Standard MCA structures | Offered on select same-day programs |
| Ideal For | High-volume sales businesses | Seasonal or service-based businesses |
Apply today to unlock same-day working capital with repayment that fits your business rhythm.
How fast can I receive funds?
Most same-day approvals fund within hours of document verification.
Will this hurt my credit?
No—our programs rely on bank-statement underwriting, not personal credit.
Can I refinance or consolidate later?
Yes, early-payoff and consolidation programs are available once 50% of principal is repaid.
Is weekly ACH available to all industries?
Yes—especially beneficial for restaurants, retailers, and service providers with fluctuating cash flow.
VIP Capital Funding helps small and mid-sized businesses access fast, flexible working capital — with no credit impact, no collateral, and funding up to $15 million. We’re committed to fast approvals, real people, and a better way to fund business growth.
Same-day approvals up to $15,000,000- no hard credit pull and no unnecessary delays. Just fast decisions and real capital when your business needs it most.
A VIP Capital Funding specialist is standing by to help. Whether you’re ready to apply or just exploring your options, we’re here to guide you through the process and find the right funding solution for your business.
